26. Trade down your car
So, you bought an American sports utility vehicle (SUV) that nets 15
miles to the gallon on a whim. Obviously we're all very impressed -
especially by the personalised number plate. But can you honestly
justify the ongoing expense? If not, get rid of it. Then visit a car
supermarket, where you can choose from thousands of cars at knock-down
prices. If you're a true money saver, consider an ex-rental model which
you can pick up for a fraction of the cost of a new one.
Saving: £1,000s
Links: Daily Mail find a car service; Cargiant
27. Ask yourself: do I really need this?
Imagine the scenario. It's lunchtime and you've got an hour to kill. You
find yourself in a department store and there's a sale on. You pick up a
beautifully packaged selection of barbecue tools and associated garden
paraphernalia. And it's half price. Now, stop! Ask yourself: Do I really
need this? Exactly. Now, put it down and walk away.
Saving: £100
Link: This is Money's money savers' guides
28. Walk/cycle to the station/work
It maybe a bit of hippie notion to many people but it's free.
Saving: £100
Link: Cycle Campaign Network
29. Get off the station before your usual stop and walk
We may be creatures of habit but isn't it worth tinkering with the
routine if it's costing more than £50 a month in unnecessary fares?
Saving: £100
Link: Living Streets
30. Cut down your drinking
A few beers after work a few nights a week is a financially debilitating state of affairs. Set limits and stick to them.
Saving: £100s
Link: Calculator: Pleasures v treasures
31. Pack up smoking
Never mind the health implications, the guilt and the smell, your
20-a-day habit is costing you nearly £2,000 a year. Pack it in.
Saving: Nearly £2,000
Link: Givingupsmoking.co.uk
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