32. Cancel your gym membership
If you pay your £40 a month by direct debit and you use the gym three
times a week, great. If not, cancel your membership immediately. You'll
soon save enough to buy your own bike and, if you're so inclined, a
rowing machine. Consider running home from work three times a week. It's
free.
Saving: £100s
Link: Compare prices for rowing machines on Kelkoo
33. Use your library
The local library is a mecca for the money saver. You'll never need to
buy another cookbook, guidebook or lifestyle manual again and if you can
bear to wait a few weeks in the queue for the latest blockbuster, you
never need to buy books again. CDs and videos are great value too.
Saving: £100
Link: www.whichbook.net - find a book and check if it's available at your local library
34. The three-for-two trick
Now, there's a lot to be said for buy-one-get-one-free deals, especially
if they pass the 'Do I really need this?' test. Then there's
three-for-twos; a particularly cynical way of stores to entice shoppers
to buy an extra item they would not otherwise buy. The 'offer' is always
priced into the deal so do your sums and shop around.
Saving: It's a principle at stake here
Link: Discuss deals and scams with other readers
35. Buy clothes and presents in the sales
So you need a new suit and the one you like comes in at a cool £300.
Wait! The chances are that you can pick it up in the sale - and there's
always a sale just around the corner - for £150. The same applies for
birthday and Christmas presents. Buy in bulk in the sales and you not
only save money, but you enjoy stress-free pre-Christmases and no
last-minute birthday worries.
Saving: £100s
37. The Christmas lottery
Instead of trying to buy a present for every relative in your family,
consider getting together beforehand and picking one name from the hat.
You then buy one thoughtful gift for that one person rather than
attempting to please everyone at considerable cost. Everyone gets a
present, everyone saves money.
Saving: £100
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