44. Take up a money-saving hobby
Hobbies not only open your mind to new experiences but they also take up
your time - important if you would otherwise spend it in the pub
drinking away your hard-earned money. If a painting takes 20 hours to
complete, and you normally get through a pint an hour. That's a saving
of a least 40 quid a picture. Think about it. Get painting. Go fishing.
Saving: £100+
45. Avoid the payment protection racket
Banks and other lenders are selling expensive insurance policies to
cover loan repayments to people who don't need it. Don't be a victim of
the hard-sell.
Saving: £100
46. Avoid extended warranties
Electrical goods are more reliable than ever. If your new radio won't
last three years perhaps it's not worth buying in the first place. Think
about it: how many times has your fridge broken down in the last five
years? And do you really need the hassle of claiming for repairs to a
£15 toaster?
Saving: £100
Link: Read our guide to extended warranties
47. Shop online
The internet is gradually taking over. Online grocery shopping is
getting better all the time and there are plenty of comparison websites
to help find the best prices for bigger items. Give it a try, unless of
course you like fighting your way through supermarket crowds.
Saving: Your sanity
Links: Online grocery service rated; PriceRunner - price comparison site
48. The Citizen's Advice Bureau is your friend
If your debts are out of control please seek help immediately from your
local CAB - their advisers can help you work out a sensible strategy to
get you back on your feet.
Saving: It could save your life
Link: Find your local CAB
49. Have I missed any money-saving ideas?
You can now add your comments to the Money Saving Overflow
Link: Find out more at 50 more ways to save money
50. Save this article or send it to a friend
Use the links at the bottom of the page to send these money-saving tips to a friend or save it for yourself for later.
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